Conventional Loan

Our Conventional loans offer flexibility and simplicity for those looking to step into their next home or refinance at competitive rates. With straightforward terms and a variety of options, securing your home loan has never been easier.

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Loan benefits

Choose from various term lengths to find a payment plan that fits your budget.
Access some of the most competitive rates in the market for substantial long-term savings.
Eligible for purchase of rental and investment properties.
Enjoy lower PMI than many government-backed loans if you put down 20% or more.
Refinance for a lower interest rate or shorter loan term without additional fees.
Suitable for purchasing high-priced or luxury properties not covered by government loans.
Eligible for purchase of rental and investment properties.
Experience a smoother closing process with straightforward property appraisal requirements.

Eligibility
requirements

Must have a credit score of 620 or higher.
Minimum of 3% down, but 20% to avoid PMI.
DTI less than 50% is preferred.
Stable income and employment history required.
Must purchase a primary residence.
Eligible property types include single-family homes, condos, and multi-unit properties.
Must not exceed the conforming loan limit set by FHFA.

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