FHA Loan
Ideal for first-time home buyers, FHA loans offer easier qualification, competitive rates, and flexible credit requirements. This means you can obtain a housing loan with as little as a 3.5% down payment.
Get a quoteLoan benefits
- Just 3.5% down to own your home.
- Qualify with a lower credit score.
- More leeway with your debt-to-income ratios.
- Use gifts for down payment and closing costs.
- Typically lower rates than conventional loans.
- Pass on the loan to a buyer, subject to credit approval.
- Extra security with federal government backing.
Eligibility requirements
- Minimum 580 credit score for maximum financing.
- Minimum 3.5% down payment of the purchase price.
- Must have steady employment history.
- Must be your primary residence.
- Must meet HUD’s property guidelines.
- Mortgage insurance required for all loans.
- Debt-to-income ratio must be 43% or less.
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Whether you’re a first-time buyer or a seasoned investor, we offer a variety of loan options designed to match your specific needs
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