Foreign National Loan

Navigating U.S. real estate as a non-citizen is streamlined with our Foreign National Loan. Tailored financing to help you buy your U.S. property with ease, competitive rates, and flexible terms designed specifically for international borrowers.

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Loan benefits

Access some of the most competitive rates available for non-citizens.
Options for down payments start as low as 25%, making home buying more accessible.
We’ve streamlined our application process to accommodate international needs.
Purchase a U.S. property without needing U.S. credit history.
Receive support and service in your preferred language with loan servicing available in multiple languages.
Eligible for both investment properties and second homes.
Benefit from extended amortization periods for reduced monthly payments.

Eligibility
requirements

Must be a foreign national without U.S. citizenship.
A valid working visa or ITIN is required.
Provide proof of income, whether it's U.S. or foreign.
Bank statements from the past 6-12 months are needed.
A minimum of 25% down payment is required.
No U.S. credit history is required to qualify.
Proof of current employment, whether in the U.S. or internationally, must be verified.

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