ITIN Loan

Even without a Social Security number, your dream of owning a home in the United States is still within reach. Our ITIN loans are designed to help non-U.S. citizens secure a mortgage using only their Individual Taxpayer Identification Number.
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Loan benefits

  • Designed specifically for non-U.S. citizens who are committed to building a life here.
  • Perfect if you have an ITIN and are looking to invest in U.S. real estate, with no SSN required.
  • Less stringent credit requirements make qualification easier due to flexible credit criteria.
  • Access attractive rates that make financing affordable with competitive interest rates.
  • Choose from various loan terms that fit your financial goals.
  • Our streamlined application process helps close your loan faster, ensuring quick processing.
  • Our team specializes in ITIN loans and provides guidance at every step, offering expert support.

Eligibility
requirements

  • A valid Individual Taxpayer Identification Number (ITIN) is required.
  • Document your income through bank statements or tax returns.
  • Show stability with at least 2 years of consistent employment history.
  • Provide a credit history, if available, or alternative proof of payment history.
  • A minimum down payment is required, typically higher than standard loans.
  • The loan must be for a primary residence or investment property.
  • Additional documents may be required during the application process.
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Our loans

Whether you’re a first-time buyer or a seasoned investor, we offer a variety of loan options designed to match your specific needs

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Our process

Enjoy a streamlined and transparent loan process that offers you clarity and personalized support from application to closing.

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Get a rate quote

Curious about your borrowing potential? Customize your home-buying goals and financial situation and receive a tailored quote.

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Mortgage insider tips & articles

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By andy@webcherry.co

May 20, 2024

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