P&L Loan

Our P&L Loan is designed for entrepreneurs and self-employed individuals who want a straightforward loan process without the typical documentation. Qualify based on your business’s profit and loss statements only.
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Loan benefits

  • Qualify with just your P&L statement — no need for tax returns or extensive paperwork.
  • Tailored specifically to fit the irregular income patterns of business owners and freelancers.
  • Enjoy faster loan approval as we focus on your business performance, not just credit scores.
  • Ideal for those with good business performance but less traditional income documentation.
  • Access to excellent rates that recognize the strength of your business acumen.
  • Choose terms that best fit your financial goals and cash flow needs.
  • Receive expert advice to optimize your loan structure and financial health.

Eligibility
requirements

  • Must provide recent Profit and Loss statement.
  • Business must be operational for at least 2 years.
  • A minimum credit score of 620 is required.
  • Proof of business ownership or self-employment status.
  • A stable income flow from the business as demonstrated in the P&L.
  • Must meet our standard underwriting criteria.
  • Property must be located in an eligible area as defined by LoanMeet.
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Our loans

Whether you’re a first-time buyer or a seasoned investor, we offer a variety of loan options designed to match your specific needs

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Our process

Enjoy a streamlined and transparent loan process that offers you clarity and personalized support from application to closing.

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Get a rate quote

Curious about your borrowing potential? Customize your home-buying goals and financial situation and receive a tailored quote.

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Mortgage insider tips & articles

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By andy@webcherry.co

May 20, 2024

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